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MEET DAVID
Hi, I'm David Morgan. With a career that bridges finance consulting and hands-on small business ownership, I bring a practical, grounded perspective to every client conversation. I’m a qualified finance consultant with expertise in home loans, investment lending, commercial finance, and asset funding - but just as importantly, I understand the real-life challenges that come with financial decision-making.
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Whether you’re purchasing your first home, growing your business, or planning your next investment, I take the time to listen, understand your goals, and tailor finance solutions that suit your unique circumstances.
My approach is personal, transparent, and focused on long-term outcomes - because the right guidance doesn’t just support the decision in front of you, it sets you up for what’s next.
RBA UPDATE | Effective November 5, 2025
At its second last meeting of the year, the Reserve Bank of Australia (RBA) held the official cash rate steady at 3.60%, marking the fourth consecutive pause following cuts earlier this year. Major lenders remain cautiously optimistic: ANZ and Westpac have flagged the possibility of a February 2026 cut, while NAB anticipates no movement until May.
Tanya Sale, CEO of outsource Financial, said: “Michelle Bullock at the best of times has the attitude of ‘steady as she goes’.” Based on an inflation rate rise and steady employment rate, Ms Sale stated that the RBA “would not be in a position to do anything but hold the cash rate.”
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In a milestone moment for the Australian property market, Gold Coast unit prices have overtaken Sydney’s for the first time. The median unit price now sits at $956,000, edging past Sydney’s $927,000. Ray White Chief Economist Nerida Conisbee attributes the surge to population growth, easing rates, and a shortage of new homes. The upcoming Brisbane 2032 Olympic Games is also fuelling demand, with infrastructure upgrades and global attention driving long-term growth across southeast Queensland.
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The RBA’s next meeting will be announced on Tuesday, December 9.